Citi Diamond Preferred Card has been designed for people who want to have more credit available to them. It has no annual fee and comes with an unparalleled no-rate introductory period. The Citi Diamond Preferred Card comes without a 0% APR introductory rate on purchases for the introductory period, and then your account is open. For eighteen months, the 0% APR on balance transfers from your first date of purchase (to any other lender) is also free. Citi does not charge any balance transfer fees during this period.
Citi Diamond Preferred Card provides additional benefits for those who use their cards regularly. Long introductory offers up to forty percent off on balance transfers for six to twelve months are offered. Other offers include a low-interest rate of zero to four percent with transfers of up to twenty-five percent. There are also zero percent finance charges when you pay your balance in full at the end of the introductory period.
Citi Diamond Preferred Cardholders can make unlimited purchases online or via phone or mail. This unlimited credit card offers no annual fee and no late payment penalties. Online purchases are charged at the retail price, which means that there are no added finance charges. You can pay your due date online using a debit card or a credit card, but if you wish to pay your due date by mail, you are free to do so using your credit card. Citi does not charge a due date for any purchases you make either online or by mail.
The Citi Diamond Preferred Card has an excellent debt management program. The debt management program offers customers the chance to consolidate all of their debts into one large debt. Once the consolidation is complete, Citi will allow customers to pay off their debt through a single monthly payment. Instead of paying each creditor individually, the Citi Diamond Preferred Card pays off all of the individual debts in one monthly payment. This helps to reduce the amount of time you need to pay off your debt.
One of the best parts of this credit card is its low-interest rates. Citi allows cardholders to pay down their debt by only paying a one-time, large purchase. With purchases up to ten thousand dollars in value, cardholders can save money over the loan’s life. Citi Diamond Preferred Cardholders also gets a twenty-one day grace period before they start paying back any balances. This gives them ample time to evaluate whether they need to continue their monthly payments due date.
Citi Simplicity Cardholders can also make the most introductory apr offer by utilizing their bonuses to pay down their balances. Bonuses are points that cardholders can use to purchase future Citi purchases at a zero percent interest rate. If you want to pay off your balance quickly and save money, you can transfer your balances to Citi Diamond Preferred Card and continue using your zero percent APR for purchases. This will help you pay off your debt promptly while paying less in interest.
To ensure that you get the most out of the benefits offered, Citi Diamond Preferred Cardholders must make sure they make regular payments. If you do not make payments on time, you may end up losing points. Citi Simplicity Card and Citi Double Cash Card are just two of Citi’s cards that offer consumers great incentives and cash backs to help them manage their finances.
Citi Simplicity Card – For people who plan to consolidate their debt, the Citi Diamond Preferred Card is an ideal choice. Even if you consider credit counseling or loan consolidation, you can use the introductory offers to help you get back on track. You can also save money by combining your debt into one monthly payment. Citi offers consumers a lower interest rate and a one-time payment of only $50. This offer lasts for up to thirty days, perfect for those who need some relief in the current economic climate.