Credit Card Solution Tips and Advice

Menu
  • Contact
  • Credit Card Solution In Steps
    • Credit Card Solution Tips and Advice
    • Debit Card Solution – Debt Consolidation Solutions
    • Credit Card Processing Services Today
    • Amazon Credit Card Review You Should Know
    • Credit Card Debt Consolidation Services Online
  • Credit Card
  • Credit Cards
  • Credit Card Debt
  • Credit Score
  • Credit Repair
Home
Credit Score
Got To Maintain Good Credit? Here’s A List!
Credit Score

Got To Maintain Good Credit? Here’s A List!

Willie DeJarnette July 24, 2014
Pin63K
Share
Tweet
63K Shares

Ways to Maintain Good Credit

You’ve been doing all the right things and playing it straight and safe with your credit cards — never taking on more debt than you can afford, paying the bills on time, and keeping tabs on your credit score, and so on – now you’ve found yourself with better credit than you thought. Here are tips on how you can keep that fabulous credit.

Continue Timely Payments! Payments made on time and of full balance or at least more than the minimum on a monthly basis are significant to maintain a good credit history. Organization of bills in one place, automated loan payments and giving particular attention to the amount due dates are ways to ensure that excellent credit.

Do Not Over-Extend Yourself. As tempting as it may be to avail all the low-interest rate opportunities and department store specialties that may come your way with a proper standing credit, resist! The fewer debt and open accounts – loans or credit cards – the better.

Have a Backup Plan. An emergency fund with a minimum 10-15% of available credit as a safety cushion for dire times is always maintained good credit idea.

Check Your Credit Report. Be vigilant about your credit report. See any inaccuracy or errors or anything that isn’t supposed to be there, act immediately! The sooner you spot the mistakes, the sooner you’ll be able to correct them.

Keeping in Touch With Creditors. If you’re falling short on payments or are unable to make them in a timely fashion, inform your creditors. Given good credit history, most creditors are willing to set up alternative payment options, especially if you bring them up to speed right away!

Only Apply For Credit That You Need. If you apply for credit, a lot of it in a short period it will reflect negatively on creditors and lenders.

Stay Out of Bankruptcy if You Can. Foreclosures, arrests, and bankruptcy are all a BIG NO. They will ruin your credit history. Avoiding these at all costs is necessary!

Be consistent! If possible, stay with the same employer and in the same residence for a more extended period. People who tend to move places and switch jobs regularly are more likely to default on their credit. It reflects negatively and shows instability which you’re trying to stay far from!

Focus on What You Want. While all manner of things may be extremely tempting especially with a proper standing credit, your credit history becomes vital when considering those big purchases – like a house or a car. One percent of a difference in interest can cost you or save you thousands on loan.

Hang on to Your Habits. A pat on the back and a regular reminder that however many options you may have before you your habits are what got your great credit in the first place is what is necessary for you! Make a few credit-related changes, sure, but make them slowly and with caution. Responsibility is critical to maintaining proper credit.

Share
Tweet
Email
Next Article

Related Articles

Don't Let Your Credit Score Drop
Want to know what would happen to your credit score …

Don’t Let Your Credit Score Drop

Fixing your Credit Score Over Time
How Can I Fix My Credit Score Now? We’re Glad …

Fixing your Credit Score Over Time

About The Author

Willie DeJarnette

Just wanted to provide some basic knowledge of credit cards, credit score, and other credit types financial resources. Always trying to provide an understanding how to use credit cards and basically staying away from financial ruins.

One Response

  1. Cara

    These are great tips that I didn’t even know about. It seems as if what you don’t know about credit could end up hurting your score. Thanks!!

    May 11, 2021

Leave a Reply Cancel Reply

All Topics

  • Business (1)
  • Credit Card (55)
  • Credit Card Debt (28)
  • Credit Card Processing (2)
  • Credit Cards (6)
  • Credit Repair (8)
  • Credit Score (17)
  • Debt (3)
  • Debt Consolidation (2)
  • Finance Blog (1)
  • Student Loan (1)

Credit Card Solution Tips and Advice

Recent Posts

  • How to Get an 850 Credit Score …
  • Best Credit Repair Pros and Cons Secrets …
  • How to Get Out of Debt Within …
  • Best Credit Repair Near Me Secrets Revealed
  • Best Credit Repair Companies Secrets Revealed
  • Business
  • Credit Card
  • Credit Card Debt
  • Credit Card Processing
  • Credit Cards
  • Credit Repair
  • Credit Score
  • Debt
  • Debt Consolidation
  • Finance Blog
  • Student Loan

Menu

  • Privacy Policy
  • Terms of Service
  • Contact
  • About Us
Copyright © 2023 Credit Card Solution Tips and Advice
Theme by MyThemeShop.com

Ad Blocker Detected

Our website is made possible by displaying online advertisements to our visitors. Please consider supporting us by disabling your ad blocker.

Refresh